Update: 2/16/12 Over $10,000,000,00
in SOLD/Closed - Short Sales here on the Big Island

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Who Are We?
More than likely, the most experienced Short Sale Team on the Big Island. Personally I have closed over 41 short sale transaction. Our Team - over 150.
I was recently asked what my favorite transaction was? I sat back and thought about it for a minute, not to long, and my answer was/is: The time I helped a client actually save their home, Lost my commission, but the look in their eyes, when they told me - PRICELESS.
With that said - have you tried all the options out there? Because I want to be your "Last" choice.

(click logo above) For the Make Home Affordable Program
(click logo below) To see the Manual the Banks are "Supposed" to use when administering "Making Home Affordable Program"


Hawaii Act 48 - read more [ konalance.activerain.com ]
Common Questions?

1: Do I have to be late on my payments? NO, No, no - the biggest myth out there is that you have to be late, if you can afford to keep them up - do so.

2: Will it affect my credit? Yes, but not as bad as you might think, when you short sale your home, you may eligible to buy a new home in as little as 2 years. Many factors involved – call and schedule an appointment and we can talk it over.

3: Can they come after me for the balance? Every case is different, this answer could go on for 10 minutes - call me, also see the next question.

4: Is Hawaii a "Recourse" state? Yes, in Hawaii they can come after you for any – deficiencies -, whether you Short Sale it, Do a Deed in Liu , or toss the keys back to the bank and have them foreclose on it - they can come after you. You are far better off in a short sale - your still at the wheel, you still have control.
5: HOA: Home Owners Associations have single handedly screwed up more short sales than any other factor – probably combined. Keep up on your dues if at all possible! They need your money to keep up on the property maintenance, and with to many delinquencies’, buyers are unable to obtain loans in certain complexes – keep them current.


Ways to stay in your home:

1: Stay in contact with your Bank - even if they turned you down for a loan modification last month - call them again and ask. The rules change daily - you may now be eligible.

2: Don’t pay someone up front - that promises they can have your loan modified - if they are so good at it - tell them you will pay after it is done, and don’t believe in that money back guaranty???

3: Call H.U.D. (department of housing and urban development) they can help also - here is their web address: www.hud.gov

4: If you have tried all the above and nothing is working - then call me.
5: How do I know all this? When the economy crashed – so did I, 8 months behind on payments, foreclosure notices posted on my door, foreclosure auctions scheduled – I saved my home. 2% interest for the first 5 years, 3% year 6, 4% for year 7, 5% for years 8 – 33

Now, if you’re still asking - who are we?
One of the most technology based, Real Estate Companies in Hawaii. Ask yourself how you found us? Was it through a Tag, QR Code, Blog, Vlog, YouTube, Smartphone App, Google search, I know, it probably wasn’t through a print ad - We saturate the internet with information that counts – not pay per click – but real information, information that puts us/you at the top of most “Organic Search’s” And believe me this is where you want to be, whether you are a buyer looking for a deal, or a seller looking for the best marketing possible – you have found the right spot.
Experts state that 80% of all Real Estate Transactions start on the Internet – I think that number is low for Hawaii – being the most isolated islands in the world – I believe that number is far closer to 90+% . So let me ask you something – when marketing your home for sale – do you want it in the line with 10 people looking at it – or the line that has 90 people looking at it? Sure everybody has a website – but who is really marketing that site, who is updating it daily, who really understands the technology – very, very, few – that’s who. Question your agent – ask them about QR coding your property, ask about the VLOG there going to do – then give me a call
Aloha and Mahalo
Lance Owens and Team



Lance Owens (808) 936-8383

Joreen Knox (808) 989-5077






Experience: My first transaction as a Licensed Realtor, was an acre in HOVE, Aug 9 2003, for $6,000 - times have certainly changed, as of Oct 2010 I have sold over 21.3 million dollars worth of properties, Made Top Producer for our office in 2007,2008, and every sale has been almost as exciting, as that first $6,000! It’s kind of funny, in the hey days of 2003,04,05, there were more agents than listings, but since the slowdown of 2007 & 2008, we have seen most of the - order takers - fall by the way side, and it has left the true professional "Realtor's" standing. I am proud to say - I made it!
Thank You Kona, Thank you to all my clients!
I specialize in representing my clients in the purchases and sales of single-family residences, Condo's, Land and income property within the cities of Kona, Kailua Kona, Holualoa, Waimea, Captain Cook, Hawi, Waikoloa, I keep current of all transactions in these areas,

Personal
I was raised In Las Vegas, NV., spent most of my time out in the desert, 4-wheeling, motorcycle riding, then I got turned on to motorcycle road racing – that was the sport for me, Had quite a few good years holding the #1 Plate in my classes, I got to race tracks like, Riverside, Willow Springs, Sears Point, and of course Las Vegas Speedrome.
Then I moved to Oahu in 1984, (End of my racing career - Didnt think that one out all the way :)
But still a great move.
As fate would have it in 1990 I met the woman of my dreams - Kimi!
After 10 years together on Oahu, we were given the opportunity to move to the Big Island (best move we ever made)I tell you what there must be something in the water here, because right after moving here - along came the best thing in our life - Dean - now 10 years old. So needless to say were here to stay.
Not to say that drinking the water here might make you pregnant, but there is something magical about this island.

If your looking for a great Realtor in Kailua Kona - let me Google that for you - seriously - just click on this " tinyurl.com " and lets take a look together - its automatic - so just sit back for a few seconds.


West Hawaii Tsunami Recovery Updates: konalance.activerain.com
"Islands" Magazine just rated the Big Island of Hawaii - #1 in the World!
Visit: www.islands.com for the full story
Whats Mr Las Vegas - Wayne Newton say about the Big Island of Hawaii?
Follow this link: www.usatoday.com